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USCIS Electronic Payment Mandate Effective Oct 28, 2025

James Jackson Parker Mercer • 2026-05-26 • Reviewed by Maya Thompson

If you’ve ever mailed a check to USCIS, you’re about to see a major change. Starting October 28, 2025, the agency will no longer accept paper checks or money orders for any paper-filed form. That means everyone — from individual applicants to major law firms — needs to switch to electronic payments, a shift that could speed up processing but also raises questions for those without bank accounts.

Mandate effective date: October 28, 2025 ·
Accepted payment methods: Credit/debit card, ACH debit ·
Form for credit card: G-1450 ·
Form for ACH: G-1650 ·
Immigrant fee amount: $220 ·
Premium processing fee increase date: March 1, 2026

Quick snapshot

1Confirmed facts
  • Electronic payment mandate effective October 28, 2025 (Ogletree Deakins)
  • Checks and money orders no longer accepted after Oct 27 (AILA)
  • Forms G-1450 (credit card) and G-1650 (ACH) are the standard methods (Ogletree Deakins) (Ogletree Deakins)
  • $220 immigrant fee remains for most green card applicants (MIT ISO)
  • Premium processing fee increase effective March 1, 2026 (AILA) (Ogletree Deakins)
2What’s unclear
  • Whether all USCIS forms are covered (special categories may have exceptions)
  • Potential future across-the-board fee increases beyond 2026
  • Impact on processing times after the mandate (no official data yet)
3Timeline signal
  • August 29, 2025: Policy alert issued (Ogletree Deakins)
  • October 28, 2025: Mandate takes effect
  • March 1, 2026: Premium processing fee increase (AILA)
4What’s next
  • Applicants must adopt electronic payment methods immediately after Oct 27
  • Law firms and individuals need to update their payment processes
  • Watch for USCIS announcements on fee adjustments and processing time improvements

Six key details from the mandate, one pattern: every paper-filed form now requires an electronic payment — a clean break from decades of paper checks.

Label Value
Mandate effective date October 28, 2025
Accepted payment methods Credit/debit card, ACH debit
Form for credit card G-1450
Form for ACH G-1650
Immigrant fee amount $220
Premium processing fee increase date March 1, 2026

Is USCIS Now Requiring All Applicants to Pay Filing Fees Electronically?

What prompted the electronic payment mandate?

  • USCIS announced the switch on August 29, 2025, citing the need to modernize fee collection and reduce fraud and mail delays (Ogletree Deakins).
  • The agency had been moving toward a digital-first approach; this mandate brings paper-filed forms in line with e-filed forms that already require electronic payment.

Which forms are affected?

  • The policy applies to all paper-filed applications, petitions, and requests submitted to USCIS (MIT ISO).
  • Forms filed online continue to accept payment through the USCIS portal (David Walters Law).
Bottom line: The USCIS electronic payment mandate applies to every paper form filed after October 27, 2025. Individual filers should use Form G-1450 with a credit card; law firms may prefer ACH via Form G-1650.

The implication: applicants must choose a payment method before mailing their package to avoid rejection.

What Is the USCIS Electronic Payment Form?

Form G-1450: Authorization for Credit Card Transactions

  • Form G-1450 authorizes USCIS to charge a credit or debit card for filing fees (VisaLawyerBlog).
  • According to Ogletree Deakins, applicants without a U.S. bank account may use prepaid credit cards, though this has not been confirmed by USCIS directly.

Form G-1650: Authorization for ACH Transactions

  • Form G-1650 allows payment via ACH debit from a U.S. bank account (Ogletree Deakins).
  • Payments must be drawn from a U.S. bank and made in U.S. currency, as noted by multiple immigration law firms.
The trade-off

Credit cards (G-1450) offer convenience but carry potential processing fees and limits for large H-1B filing amounts. ACH (G-1650) avoids credit card surcharges but requires a U.S. bank account, potentially excluding some foreign applicants.

What this means: the choice between forms often depends on whether the applicant has a U.S. bank account or prefers a credit card.

How Do I Send a Payment to USCIS?

Paying online vs. by mail

  • For paper filings, you must include the completed payment authorization form (G-1450 or G-1650) with your application package, according to AILA.
  • Online filers pay directly through the USCIS portal using a credit/debit card or ACH without extra forms.

Steps to complete Form G-1450 or G-1650

  • Fill in applicant information, payment amount, and account details on the appropriate form.
  • Attach the form to the paper application; USCIS will process the payment upon receipt.
  • If the payment is declined, the filing may be rejected (VisaLawyerBlog).
Why this matters

Using a prepaid credit card is reportedly an option for those without U.S. bank accounts, according to Ogletree Deakins, but the practice hasn’t been explicitly endorsed by USCIS. Declined payments could mean starting the entire application process over.

The catch: a simple data entry error can derail an application, so double-checking account details is critical.

When to Pay $220 Immigrant Fee and Who Needs to Pay It?

Who must pay the $220 immigrant fee?

  • Most green card applicants must pay a $220 immigrant fee after their visa is approved (MIT ISO).
  • The fee covers the cost of producing the physical green card.

When is the fee due?

  • Payment is required after the immigrant visa is issued and before USCIS will produce the card.
  • It can be paid online or by mail using Form G-1450 or G-1650 now that checks are no longer accepted.

This timeline means new immigrants must have a payment method ready soon after visa approval.

Will USCIS Increase Fees in 2026?

Premium processing fee increase effective March 1, 2026

  • USCIS announced a premium processing fee increase starting March 1, 2026, according to AILA.
  • The exact new amount has not been detailed but is expected to raise the cost of expedited adjudication.

Other potential fee adjustments

  • The $100,000 H-1B fee and the $5,000 fee for certain immigrant categories are separate statutory fees and remain unchanged under the current mandate.
  • Future across-the-board fee increases are possible but not confirmed.
Bottom line: The premium processing fee hike is confirmed for March 2026. For law firms handling large H-1B volumes, the $100,000 fee remains a fixed cost, while the electronic mandate adds a new layer of payment logistics.

The pattern: separate statutory fees persist, but the electronic payment system will apply to all future fee payments.

Timeline

  • August 29, 2025: USCIS issues transition to electronic payments policy alert (Ogletree Deakins)
  • October 28, 2025: Electronic payment mandate takes effect; checks no longer accepted
  • October 29, 2025: Multiple news outlets report on the mandate
  • March 1, 2026: Premium processing fee increase goes into effect

The implication: the August 2025 alert gave filers about two months to prepare for the switch.

What’s clear and what’s uncertain

Confirmed facts

  • Electronic payment mandate effective Oct 28, 2025
  • Checks and money orders no longer accepted
  • Forms G-1450 and G-1650 are the standard payment methods
  • $220 immigrant fee remains for most green card applicants
  • Premium processing fee increase on March 1, 2026

What’s unclear

  • Whether all forms are covered (special categories may have exceptions)
  • Potential future across-the-board fee increases beyond 2026
  • Impact on processing times after the mandate

The pattern: most core details are settled, but the mandate’s full effect on processing and access remains to be seen.

Expert perspectives

“USCIS confirmed that only electronic payments would be accepted beginning on October 28, 2025, though early communications contained an inconsistency about the exact cutoff date.”

— American Immigration Lawyers Association (AILA)

“The transition to electronic payments is a logical step for USCIS, but it creates immediate barriers for applicants who rely on money orders because they lack a U.S. bank account or credit card.”

— BAL Immigration Law Firm (as reported by Ogletree Deakins)

“If your payment is declined, USCIS may reject the entire package — that’s a high-stakes consequence for what amounts to a simple data entry error.”

— VisaLawyerBlog

The mandate forces a digital shift, but its success hinges on how well USCIS handles the transition for the most vulnerable filers. For immigrants who don’t own a U.S. bank account or credit card, the choice is clear: find a prepaid card or authorized third-party payer, or risk having their application returned.

Once you submit your payment electronically, you can track your application’s progress by checking your case status online through the official portal.

Frequently asked questions

What happens if I send a check after October 28, 2025?

USCIS will reject the filing. Any checks or money orders received after the cutoff will not be processed, and the application will be returned to you.

Can I pay by money order?

No. Money orders are paper-based and are no longer accepted after October 27, 2025. You must use a credit/debit card (Form G-1450) or ACH debit (Form G-1650).

Is the electronic payment mandate for all USCIS forms?

It applies to all paper-filed forms, including applications, petitions, and requests. Forms filed online are not affected; they already require electronic payment through the USCIS portal.

Do I need a bank account to pay electronically?

You need a bank account if you use ACH (Form G-1650). For credit card payments (Form G-1450), you can use a credit or debit card, including prepaid cards issued by U.S. banks. According to Ogletree Deakins, users without a U.S. bank account may use prepaid credit cards.

How do I fill out Form G-1450?

Provide the applicant’s name, card type, card number, expiration date, billing address, and the fee amount. Sign and date the form, then include it with your paper application package.

What is the difference between G-1450 and G-1650?

G-1450 authorizes a credit or debit card payment. G-1650 authorizes a bank account withdrawal via ACH. Both are one-page forms that must accompany a paper-filed application.

Will the mandate affect processing times?

USCIS has not released data on processing time changes. However, removing check handling could speed up internal processing. Some immigration attorneys expect moderate improvements, but nothing is confirmed.

Are there any exceptions for hardship cases?

No specific exceptions have been announced. USCIS has stated that all paper-filed forms must include an electronic payment. Any special circumstances would likely require a formal waiver request, which carries its own timeline.

For applicants without clear access to electronic payment, the mandate represents a significant hurdle — one that may require creative solutions like using a third-party payer.



James Jackson Parker Mercer

About the author

James Jackson Parker Mercer

We publish daily fact-based reporting with continuous editorial review.